Blog | Tulsa Social Security Disability Lawyers on SSDI & SSI

Can Creditors Take My Social Security Disability Benefits?

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Debt is a concern for households all over the United States. Consumer credit company Experian says that consumer debt in our country has risen to $14.1 trillion in 2019. That is a record high. However, people with disabilities have greater concerns when it comes to this figure. Fixed incomes, reduced working potential and medical bills make it hard for people with disabilities to pay debts. This can lead to creditors garnishing their bank accounts. Does that mean creditors can garnish their Social Security? Can Social Security Disability Be Garnished? In short, no, most creditors cannot garnish your Social Security disability benefits. As with most rules like this, there are exceptions and caveats that need explanation. Here is what you need to know. Which Benefits Do Federal Law Protect? Rules set by the U.S. Department of Treasury require banks to automatically protect certain benefits from the government. But this only applies…
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6 Common Mistakes that Ruin a Disability Application

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Applying for Social Security disability insurance (SSDI) is a long and complicated process that involves a lot of forms, a lot of medical records and patience. But if you make a mistake you could wind up waiting for months to get those errors fixed, or even worse, your application could be denied. So how can you prevent mistakes on your Social Security disability application? Learn what those common mistakes are. These 6 Common Mistakes Could Ruin a Disability Application Failing to Fill Out the Forms—The Social Security Administration (SSA) is going to send you a whole mess of forms to fill out. It’s up to you to make sure that every part of those forms are filled out correctly. Don’t forget, if a question doesn’t apply to you, put “not applicable” or “N/A” in the provided space. Writing Illegibly—If your case reviewer can’t read your answers, then they can’t really…
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Is It Becoming Harder to Get Disability Benefits?

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The amount of people applying for Social Security disability benefits is going down. This is unexpected news for experts, advocates and political leaders. And though some are celebrating this change in enrollment, others are asking why. Is SSDI Enrollment Going Down? According to The New York Times, new enrollments for Social Security disability benefits have gone down. In 2001, enrollments were at an all-time high of 2.02 million, but those numbers have fallen dramatically. Last year, there were under 1.5 million enrollments, and the downward trend seems to be continuing. The total number of recipients for the program is also going down. Members of the baby boomer generation are reaching retirement age in record numbers. This has caused the number of disability recipients to go down as these people are moved to retirement benefits. This has also extended the Social Security Administration’s (SSA) financial forecast. Just two years ago, the…
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