Tulsa Social Security Disability Law Firm BLOG | Troutman & Troutman, P.C.

Can I Be Denied Social Security if My Doctor Says I Am Disabled?

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Social Security benefits are extremely important for people with disabilities who are unable to work. Without these benefits, your quality of life can be drastically reduced. Unfortunately, seeking and obtaining benefits is a difficult process. There are many regulations and their interpretation will affect how government reviewers treat your claim. In some instances, a reviewer may deny some claims despite a doctor’s determination of disability and inability to work. Below, we explain why this may sometimes happen. Reason 1: There Was Not Enough Evidence The Social Security Administration (SSA) will require documented medical evidence of your disability and how it keeps you from working. For this reason, it is very important to have this conversation with your doctor. Give them as much information as possible about your disability and how it affects your inability to work. In fact, medical records documenting your disability will be a crucial factor for obtaining…
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What’s the Best Way to File for Social Security Disability?

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Social Security disability benefits are a safety net for the American worker. You qualify for these benefits if you have spent at least five of the last ten years working and paying federal payroll taxes. Your hard work pays for these benefits. You cannot claim them unless you have worked, paid into the system and can no longer work due to illness or injury. However, the process for collecting the benefits can be long and complex. So, it is important that you get the process started right. Things to Consider When Filing for Social Security Disability Make a Budget – If you have to file for SSDI, then you have probably lost your major source of income. Since it can take three to six months for the Social Security Administration (SSA) to get to your claim, you need to have a financial plan to last that long and beyond. Without…
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How Are Your Social Security Benefits Calculated?

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Social Security is one of the largest social programs in the country, and it safeguards a significant portion of the working population from poverty, if they can no longer work. However, Social Security is only a safety net meant to catch you if you slip, so it can be critical to know how benefits are calculated so you can properly manage your finances if you should ever need SSDI or SSI.  How Are Your Social Security Benefits Calculated?  The first step to calculating your Social Security benefits is knowing if you even qualify for benefits. For SSI, your income will determine if you get benefits. The Social Security Administration (SSA) will examine your income, subtract income that isn’t a part of your countable income, and then subtract your earned income from the SSI benefit rate. So, if you depend on SSI, it is important to budget not only your spending…
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What Social Security Mistakes Could Reduce Your Retirement Benefits

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Social Security will be an important benefit for your retirement plans. As a typical American, it will likely be the foundation of your income in your golden years. Social Security often makes up around 33% of an elderly American’s income. However, many Americans do not fully understand how these benefits work and what the program does for you. If you go into this process unaware, you could fall into some pretty common financial traps. Falling for these traps could permanently reduce your income later on. 3 Mistakes You Should Avoid When Applying for Social Security Claiming benefits before you know how they work. If you do not understand what could impact your Social Security income, you may make poor decisions when attempting to claim benefits. You need to know how your age, work history, and marital status will affect your benefits. For example, retiring before full retirement age (FRA) will…
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How SSI Benefits Differ From SSDI Benefits

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We have previously discussed how SSDI benefits are a form of insurance because you can only receive them if you have worked long enough to have paid enough in FICA taxes to be eligible for the benefits. SSI benefits often get lumped in with SSDI benefits, but the two have important differences. The one trait they do share is that the Social Security Administration uses the same criteria of “disability” to evaluate eligibility for both types of benefits, but that is about where the similarities end, however. The Difference Between SSI and SSDI Benefits SSI or Supplemental Security Income benefits are not a type of disability insurance like SSDI is. SSI benefits are a form of financial assistance for low income, disabled Americans. President Nixon created SSI in 1974 in order to standardize the way that states were providing the same type of benefits. Nixon brought all those different programs…
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