Tag Archives: SocialSecurityDisabilityInsurance

Did You Know SSDI Is Part of Social Security?

SSDI has often been described as a welfare program that is wildly out of control when it comes to spending and fraud, but would it surprise you to learn that’s not true? You actually earn the ability to draw SSDI benefits depending on how long you’ve been paying your payroll taxes. Does that sound familiar? It should, because it’s actually a part of that same system you expect to provide retirement benefits for you—Social Security. That’s Right, SSDI Is Part of Social Security! In order to receive Social Security disability insurance (SSDI), you normally have to work and pay taxes for at least 10 years. Your contribution to SSDI is 2.37 percent of the 12.4 percent you pay to Uncle Sam every pay check, and it’s that contribution that makes you eligible for SSDI if you are injured and cannot work again. Simple, right? Actually, it can get way more…
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