Tag Archives: #Disability

Do I Have to Pay Taxes on My Disability Benefits?

For many, Social Security disability benefits are the only income available to them and, therefore, all they have to rely on to make ends meet. However, what many people with disabilities and their families wonder when they first begin collecting Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) is whether they have to pay income tax on SSDI and SSI? Are Disability Benefits Taxed? The Motley Fool recently featured an article on whether people have to pay taxes on Social Security disability benefits. According to the article, it depends on certain factors. In some cases, disability income will be taxed. Other forms of disability pay are tax-free, and other types of disability benefits can be taxed depending on the circumstances. One situation where your disability benefits could be taxed involves filing a joint tax return with your spouse. If you do this and your taxable earning plus half…
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Is Oklahoma’s Wait List for Developmental Disabilities Benefits Fair?

Did you know there’s a wait list for developmental disabilities benefits in Oklahoma? Well, not only is there a wait list, but it is also undergoing a makeover that some fear the changes could be unfair to people with developmental disabilities and their families. What Changes is Oklahoma Making to the Developmental Disabilities Benefits Wait List? With developmental disability benefits in high demand, the Oklahoma Department of Human Services (ODHS) is facing a backlog that has forced them to rethink their system for distributing benefits. According to Tulsa World, a Tulsa, Oklahoma-based news website, instead prioritizing the wait list on a first come, first-served basis, ODHS is considering prioritizing the list according to who it believes needs the benefits most. If this happens, then families that have already been waiting years for benefits could be moved to the back of the wait list in favor of people who ODHS believes…
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Is My Disability Preventing Me From Getting a Job?

The job market these days can be tough. This seems to especially be the case for people with disabilities, who according to a CBS MoneyWatch report, are having a lot of trouble landing jobs. So, if you have ever wondered if your disability could prevent you from getting a job, the answer may be a resounding yes. Why Employers Aren’t Hiring People with Disabilities Per the CBS MoneyWatch report, the Americans with Disabilities Act (ADA) could be impacting employers’ decision to not hire people with disabilities. The reason for this is that the ADA requires employers to make their facility accessible for disabled employees, which can be very costly. In addition to facing this hurdle to getting hired, people with disabilities are often saddled with obstacles like transportation limitations and a lack of a higher education, which can limit their job prospects and cap their earnings. How Can Social Security…
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How Much More Will It Cost Me to Live with a Disability?

Just how much more does it cost to live with a disability? That’s the question raised in a recent article published on TheConversation.com, an independent news website. Per the article, people know much less about the disabled community than they realize. For instance, most people believe disability is rare. However, according to statistics referenced in TheConversation.com article, one in seven adults is disabled. Another thing that is often misunderstood about living with a disability is how much more it costs. What Are the Costs of Living with a Disability? Per TheConversation.com piece, in many cases, people with disabilities are more likely to either already be poor or become poor. This is often due to difficulties associated with their disability, such as getting an education and finding a good job. However, in addition to those factors, people with disabilities have higher costs of living than their non-disabled counterparts, including increased medical…
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Can I Still Collect Disability Benefits If My Spouse Works?

Generally, if a person works, he or she cannot collect Social Security disability benefits. However, what if the person’s husband or wife works? If a person with a disability’s husband or wife is employed does that mean the person cannot collect disability benefits? Could I Be Denied Disability Benefits If My Spouse Works? It depends on whether you collect Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). SSDI is not a need-based program. Therefore, your husband or wife’s income will not impact your SSDI benefits. However, your spouse’s income is considered when calculating your Supplemental Security Income benefits. SSI will only count your spouse’s income when figuring out your benefit amount if your partner lives in the same household as you. This means that if you have a live-in partner that you are not married to, their income will impact your SSI benefits. Depending on how much income…
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