Many people may not know that Social Security disability benefits are available for not just themselves but for their spouses or dependents in the event that they suffer an injury. The rules are filled with conditions and exceptions, so we always recommend consulting a Tulsa SSI attorney when considering applying for disability benefits, but below are a few of the situations in which your loved ones might be able to receive benefits in addition to your own.
If you are currently receiving disability benefits, your spouse can receive benefits as well if he or she is over the age of 62, or if your spouse is caring for your child. The child has to be receiving Social Security benefits from your account and has to be younger than 16 or disabled. Additionally, your children can directly receive benefits provided they are unmarried and either younger than 18 or older, but severely disabled.
In the event that you pass away, your spouse and children are also able to receive benefits under similar guidelines to those discussed in the previous paragraph. If your parents were dependent on you for at least half of their support, they may also receive benefits based on your contributions to Social Security over the years.
If you become disabled and are unable to work, always check to see whether Social Security benefits might be available for your spouse, children or any other dependents. The money you paid into Social Security while you were working is meant to help you when the unthinkable happens.
Have you been able to receive Social Security benefits for your loved ones? How have they helped ease the financial difficulties that accompany disability?
Troutman & Troutman, P.C. – Tulsa Social Security disability lawyers