Making Sense of Social Security Jargon

For most people, applying for disability benefits can be overwhelming from the very beginning. The Social Security Administration (SSA) uses specific vocabulary that may seem confusing to a first time applicant. You may be told that the application process for disability benefits is relatively simple, but that is only true if you know exactly what the SSA is asking for and wants to see. To better understand the whole process, see below for some common acronyms that the SSA uses and their meanings.

  • Supplemental Security Income (SSI): These monthly benefits are for people with disabilities who live at or below federal poverty guidelines. Unlike SSDI benefits, these are not impacted by how much you have worked.
  • Social Security Disability (SSDI): This is a monthly monetary benefit for people who cannot work because of a disability or condition. To qualify for SSDI benefits, you must have worked long enough at a job that paid taxes into Social Security.
  • Monthly Benefit Amount (MBA): This is the amount of money that each approved individual receives every month. This amount is determined by multiple factors and is usually (but not always) increased each year to adjust for cost of living increases.

It can be helpful and informative for applicants to go over commonly used terms, programs and procedures before applying for disability benefits. That said, applicants still facing a complex system with many unknowns and opportunities for error. Our Tulsa Social Security disability lawyers can walk through the application, evaluation and even the appeal process with you, making the best, most effective case on your behalf with the SSA. Contact us today online or by phone at (918) 587-0050 for a free evaluation and to discuss your situation.

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