Category Archives: Social Security
Our Tulsa social security disability attorneys assist residents of Oklahoma gain SSDI benefits.
Social Security will be an important benefit of your retirement plans as a typical American, and it will most likely be a huge part of your income. Many Americans, however, don’t fully understand how these benefits work and what the program does for you. For Americans who go into this process unaware, you could fall into some pretty common financial traps that could permanently reduce your income later on. 3 Mistakes You Want to Avoid When Becoming a Social Security Recipient Claiming benefits before you know how they work. If you don’t fully understand the factors that could impact your Social Security income, you could most likely make poor decisions when attempting to claim benefits. You should fully know how your age, work history, and marital status will affect your benefits during the claim process. For example, retiring before full retirement age (FRA) will reduce your monthly income. If you…
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Each year, the Social Security Administration assesses the state of Social Security taxes and payouts. Adjustments to these rates occur when there is a need to accommodate inflation and cost-of-living expenses. If the cost-of-living increases, Social Security payouts change to reflect this. As such, Social Security recipients can expect their paychecks to increase in the upcoming year. Why Are Social Security Paychecks Increasing? The cost-of-living adjustment, or COLA, affects changes in Social Security payments. COLA takes into account price changes in everyday consumer essentials. This includes pricing increases for food, transportation, healthcare, housing, education, among others. The Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) records percentage increases in these areas. The Bureau of Labor Statistics uses this information to calculate changes in Supplemental Security Income (SSI). If there is no increase in cost-of-living, there is no COLA for that year. Changes in cost-of-living affect COLA so…
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If you applied for Social Security benefits or filed for reconsideration, then the claims examiner is the party responsible for obtaining your medical records. However, the process is different if you request a hearing before an administrative law judge (ALJ). In this case, you would be responsible for obtaining your medical records. If you have an attorney, you can give them legal permission to access the records on your behalf. Which Medical Records Are Needed for My Disability Hearing? There are certain types of medical records you will need to obtain for a hearing before an administrative law judge. Medical records are essential for showing that you currently suffer from a disability, or that you will continue to suffer from one in the future. Be sure to obtain both old and new medical records related to your disability. You should also go through records associated with your disability claim…
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