Category Archives: Disability Coverage

A person with a disability may qualify for SSDI benefits in Tulsa with the help of a disability attorney.

6 Common Mistakes that Ruin a Disability Application

Applying for Social Security disability insurance (SSDI) is a long and complicated process. It involves a lot of forms, a lot of medical records and a lot of patience. But, what if you make a mistake? Then, you could wind up waiting for months to get those errors fixed. But, even worse, that mistake could get your application denied. So how can you prevent mistakes on your Social Security disability application? Learn from these common application mistakes that could ruin a disability application and make sure not to do them. These 6 Common Mistakes Could Ruin a Disability Application Failing to Fill Out the Forms—The Social Security Administration (SSA) will send you a lot of forms to fill out. It’s up to you to make sure that you fill out every part of those forms correctly. Don’t forget: if a question doesn’t apply to you, put “not applicable” or “N/A”…
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What’s the Best Way to File for Social Security Disability?

Social Security disability benefits are a safety net for the American worker. You qualify for these benefits if you have spent at least five of the last ten years working and paying federal payroll taxes. Your hard work pays for these benefits. You cannot claim them unless you have worked, paid into the system and can no longer work due to illness or injury. However, the process for collecting the benefits can be long and complex. So, it is important that you get the process started right. Things to Consider When Filing for Social Security Disability Make a Budget – If you have to file for SSDI, then you have probably lost your major source of income. Since it can take three to six months for the Social Security Administration (SSA) to get to your claim, you need to have a financial plan to last that long and beyond. Without…
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How SSI Benefits Differ From SSDI Benefits

We have previously discussed how SSDI benefits are a form of insurance because you can only receive them if you have worked long enough to have paid enough in FICA taxes to be eligible for the benefits. SSI benefits often get lumped in with SSDI benefits, but the two have important differences. The one trait they do share is that the Social Security Administration uses the same criteria of “disability” to evaluate eligibility for both types of benefits, but that is about where the similarities end, however. The Difference Between SSI and SSDI Benefits SSI or Supplemental Security Income benefits are not a type of disability insurance like SSDI is. SSI benefits are a form of financial assistance for low income, disabled Americans. President Nixon created SSI in 1974 in order to standardize the way that states were providing the same type of benefits. Nixon brought all those different programs…
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Medical Records for Disability Hearings

If you applied for Social Security disability benefits or filed for reconsideration, then the claims examiner is the party responsible for obtaining your medical records. However, the process is different if you request a hearing before an administrative law judge (ALJ). In this case, you would be responsible for obtaining your medical records. If you have an attorney, you can give them legal permission to access the records on your behalf.  Which Medical Records Do I Need for My Disability Hearing? There are certain types of medical records you will need to obtain for a hearing before an administrative law judge. Medical records are essential for showing that you currently suffer from a disability, or that you will continue to suffer from one in the future. Be sure to obtain both old and new medical records related to your disability. You should also go through records associated with your disability…
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How Has the Coronavirus Pandemic Affected People With Disabilities?

COVID-19 has struck our state harder than expected. On April 21, there were only 2,807 known cases of COVID-19 in Oklahoma. As of September 11, those totals increased to 67,642 infections. Worse yet, this disease has a disproportionately higher effect on the disability community. Since Oklahomans with disabilities are often immunocompromised, they are vulnerable to this virus. However, this virus has also had unexpected effects on the lives of individuals with disabilities. The attorneys at Troutman & Troutman, P.C. have gathered info you need to know about these effects. Here are the ways the coronavirus pandemic has affected the disability community. How Has Coronavirus Affected Disability Benefits? As communities closed to prevent the spread of COVID-19, lawmakers tried to relieve the financial burden of lockdown. This relief came in the form of a stimulus check back in April. Though, some worried that people with disabilities would not get a check,…
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