Category Archives: Disability

A person with a disability may qualify for SSDI benefits in Tulsa with the help of a disability attorney.

How SSI Benefits Differ From SSDI Benefits

We have previously discussed how SSDI benefits are a form of insurance because you can only receive them if you have worked long enough to have paid enough in FICA taxes to be eligible for the benefits. SSI benefits often get lumped in with SSDI benefits, but the two have important differences. The one trait they do share is that the Social Security Administration uses the same criteria of “disability” to evaluate eligibility for both types of benefits, but that is about where the similarities end, however. The Difference Between SSI and SSDI Benefits SSI or Supplemental Security Income benefits are not a type of disability insurance like SSDI is. SSI benefits are a form of financial assistance for low income, disabled Americans. President Nixon created SSI in 1974 in order to standardize the way that states were providing the same type of benefits. Nixon brought all those different programs…
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Medical Records for Disability Hearings

If you applied for Social Security disability benefits or filed for reconsideration, then the claims examiner is the party responsible for obtaining your medical records. However, the process is different if you request a hearing before an administrative law judge (ALJ). In this case, you would be responsible for obtaining your medical records. If you have an attorney, you can give them legal permission to access the records on your behalf.  Which Medical Records Do I Need for My Disability Hearing? There are certain types of medical records you will need to obtain for a hearing before an administrative law judge. Medical records are essential for showing that you currently suffer from a disability, or that you will continue to suffer from one in the future. Be sure to obtain both old and new medical records related to your disability. You should also go through records associated with your disability…
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How Has the Coronavirus Pandemic Affected People With Disabilities?

COVID-19 has struck our state harder than expected. On April 21, there were only 2,807 known cases of COVID-19 in Oklahoma. As of September 11, those totals increased to 67,642 infections. Worse yet, this disease has a disproportionately higher effect on the disability community. Since Oklahomans with disabilities are often immunocompromised, they are vulnerable to this virus. However, this virus has also had unexpected effects on the lives of individuals with disabilities. The attorneys at Troutman & Troutman, P.C. have gathered info you need to know about these effects. Here are the ways the coronavirus pandemic has affected the disability community. How Has Coronavirus Affected Disability Benefits? As communities closed to prevent the spread of COVID-19, lawmakers tried to relieve the financial burden of lockdown. This relief came in the form of a stimulus check back in April. Though, some worried that people with disabilities would not get a check,…
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What Are the 6 Top Causes of Disability Claims?

  The Social Security Administration has a list of health conditions that can qualify a person for Social Security disability insurance (SSDI). Many call this list the Blue Book, and though not every condition can be found in it, those that can may qualify you for benefits. Can you guess which of these conditions cause people to file claims the most? We looked into some of the Social Security Administration’s recent numbers and found some of the most common causes that lead to Disability claims. The Top 6 Causes of Disability Claims Cancer (Neoplasms)— Our list starts with conditions that can often lead to serious medical treatments. Cancer is responsible for 1.5 percent of new claims in 2018. Heart Disease—Hypertension and cardiac problems cause quite a few people to need disability benefits, but it doesn’t cause many new claims. Only 3 percent of new claims are related to heart problems…
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Can Creditors Take My Social Security Disability Benefits?

Debt is a concern for households all over the United States. Consumer credit company Experian says that consumer debt in our country has risen to $14.1 trillion in 2019. That is a record high. However, people with disabilities have greater concerns when it comes to this figure. Fixed incomes, reduced working potential and medical bills make it hard for people with disabilities to pay debts. This can lead to creditors garnishing their bank accounts. Does that mean creditors can garnish their Social Security? Can Social Security Disability Be Garnished? In short, no, most creditors cannot garnish your Social Security disability benefits. As with most rules like this, there are exceptions and caveats that need explanation. Here is what you need to know. Which Benefits Do Federal Law Protect? Rules set by the U.S. Department of Treasury require banks to automatically protect certain benefits from the government. But this only applies…
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