Could People With Disabilities Have Their Students Loans Forgiven?

Around 179,000 Americans with disabilities are defaulting on their student loans. Considering the entire nation’s problems with student loan debt, this probably isn’t too surprising, but the Obama Administration has taken new steps to help bring relief to these Americans.

Could People With Disabilities Have Their Students Loans Forgiven?

The President released the Student Aid Bill of Rights last year, which was meant to relieve some of the pressure student loans were putting on young Americans. Now some of the bill’s programs are coming into effect, and it could mean student loan relief for people with disabilities.

How Will These Student Loans Be Forgiven?

The US Department of Education has a loan forgiveness program for people who are permanently disabled, and most people don’t even know about it. However, anonymity isn’t the program’s only flaw. The Under Secretary of Education—Ted Mitchell—told reporters about a breast cancer survivor who spent seven years applying and reapplying to this program to try and get her student loan debts dismissed. He told the reporters that the government shouldn’t work like this.

So the administration put together a program that will send notifications and paperwork to some 387,000 Americans with disabilities who may qualify to have their student loan debts discharged. This new initiative will use Social Security Disability records to verify the person’s disability, so the individual won’t be responsible for submitting documents to confirm their condition. This means applicants will only have to sign and return a prefilled application to start the process.

What Will Happen After My Loans Are Discharged?

After the applicant’s loans are discharged, they will be enrolled in a three-year program that will monitor the borrower’s earning status. If they make more money than a certain threshold, they may have to start payment on their loans again. However, this program will also prevent Social Security checks from being garnished, and will lift one more burden from the shoulders of Americans who have already paid an incredible price for their workforce labor.

For more information about new government programs that can help people with disabilities, keep following our blog!


    I didn't think there was a caring professional considerate attorney firm on the planet, but Troutman & Troutman proved me wrong. From the receptionist to the legal assistance to the attorney and more they were exceptional people.

    - Robert S.

    They did a fantastic job getting everything gathered up and getting the trial done as quickly as possible. Anytime I had a question they were patient and help me understand what was going on. Especially Christy and Charlie were great.

    - Michael M.

    Steve Troutman was able to get my short-term and long-term disability for me. Then Erin another lawyer for their firm got my Social security disability for me. Great people.

    - Billy S.

    Mr. Troutman walked me through the entire process. Heather was available each time I called, answered all my crazy questions, and helped me fill out forms along the way. I was never treated like I was wasting time.

    - Julia C.

    Erin and Keith were fabulous! They were compassionate, helpful, and very responsive! They made the process very smooth and painless every step of the way.

    - Valerie W.

We Are Here to Help 

Free & Confidential Consultations
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.