What Goes Into Your Monthly Check

In Monday’s post, we mentioned the Monthly Benefit Amount (MBA), which is the amount that each recipient receives from the Social Security Administration (SSA) for disability benefits. The SSA uses several factors to determine each recipient’s MBA, but the average payment in September 2012 was $1111. Listed below are some factors the SSA takes into consideration when deciding on your monthly benefit.

  • They consider how long the individual has paid in taxes toward Social Security. If the person has been paying taxes for 30 years, the monthly benefit might be higher than a person who has been paying into the system for 10 years.
  • Related to the number of years a person has been paying into the system, the SSA also considers the recipient’s salary before his or her injury. Someone who made $40,000 a year paid more in taxes for the same amount of time as a person who only made $25,000 per year.
  • Evaluators will also consider the area in which the recipient lives. The cost of rent, transportation and food varies in different parts of the country, so benefit amounts in New York City may be higher than those in Des Moines, Iowa.

Additionally, the SSA periodically adjusts the MBA to account for a Cost of Living Adjustment (COLA) due to inflation. COLA increases may be very small (as little as 1.3 percent), but it may make a difference in a recipient’s ability to pay his or her heating bill or medication costs.

If you have questions or concerns about your monthly benefit amount or any other area related to gaining or maintaining disability benefits, contact a Tulsa Social Security Disability benefits attorney. We offer free evaluations of your case and are eager to discuss your case with you and consider your options. You may also reach us by phone at (918) 265-1404.


    I didn't think there was a caring professional considerate attorney firm on the planet, but Troutman & Troutman proved me wrong. From the receptionist to the legal assistance to the attorney and more they were exceptional people.

    - Robert S.

    They did a fantastic job getting everything gathered up and getting the trial done as quickly as possible. Anytime I had a question they were patient and help me understand what was going on. Especially Christy and Charlie were great.

    - Michael M.

    Steve Troutman was able to get my short-term and long-term disability for me. Then Erin another lawyer for their firm got my Social security disability for me. Great people.

    - Billy S.

    Mr. Troutman walked me through the entire process. Heather was available each time I called, answered all my crazy questions, and helped me fill out forms along the way. I was never treated like I was wasting time.

    - Julia C.

    Erin and Keith were fabulous! They were compassionate, helpful, and very responsive! They made the process very smooth and painless every step of the way.

    - Valerie W.

We Are Here to Help 

Free & Confidential Consultations
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.