Marriage Can Impact Your Social Security Benefits

If you receive Social Security benefits, getting married has an impact on most types of benefits. Here are several types of benefits and a brief discussion of how marriage could impact the amount of your benefits:

  • Retirement benefits are calculated individually for each spouse. A spouse can receive 50 percent of the other’s benefits if that 50 percent amount is greater than the spouse’s own retirement benefits. This is a great benefit for spouses who may not have spent as much time in the workforce and would, thus, not ordinarily be entitled to receive a high amount of benefits.
  • For those receiving Social Security Disability Insurance (“SSDI”) benefits, marriage should not affect your SSDI benefits. SSDI benefits are based on your disability and your ability to work, so a spouse does not ordinarily change your SSDI eligibility.
  • Adult child benefits are available for disabled adults under 22 who receive benefits as a result of a parent’s passing away or a parent’s beginning to receive retirement or disability benefits. If you are receiving these benefits and get married, you generally lose your disability benefits.
  • If you receive Supplemental Security Income (“SSI”) benefits, you may experience a drastic reduction (or even a complete elimination) of your benefits. This occurs because SSI benefits are for lower income Americans, and the Social Security Administration (“SSA”) includes in your income certain “deemed income,” which is money from your spouse or others that helps support you. In short, if your new spouse takes in too much money, you may lose your SSI benefits.
  • See yesterday’s post for our discussion about how divorce and remarriage affects several different types of Social Security benefits.

Do you receive Social Security benefits and did you recently get married? Did your marriage have any impact on your benefits?

Troutman & Troutman, P.C. – Tulsa Social Security disability lawyers


    I didn't think there was a caring professional considerate attorney firm on the planet, but Troutman & Troutman proved me wrong. From the receptionist to the legal assistance to the attorney and more they were exceptional people.

    - Robert S.

    They did a fantastic job getting everything gathered up and getting the trial done as quickly as possible. Anytime I had a question they were patient and help me understand what was going on. Especially Christy and Charlie were great.

    - Michael M.

    Steve Troutman was able to get my short-term and long-term disability for me. Then Erin another lawyer for their firm got my Social security disability for me. Great people.

    - Billy S.

    Mr. Troutman walked me through the entire process. Heather was available each time I called, answered all my crazy questions, and helped me fill out forms along the way. I was never treated like I was wasting time.

    - Julia C.

    Erin and Keith were fabulous! They were compassionate, helpful, and very responsive! They made the process very smooth and painless every step of the way.

    - Valerie W.

We Are Here to Help 

Free & Confidential Consultations
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.