Monthly Archives: June 2020

Can Creditors Take My Social Security Disability Benefits?

Debt is a concern for households all over the United States. Consumer credit company Experian says that consumer debt in our country has risen to $14.1 trillion in 2019. That is a record high. However, people with disabilities have greater concerns when it comes to this figure. Fixed incomes, reduced working potential and medical bills make it hard for people with disabilities to pay debts. This can lead to creditors garnishing their bank accounts. Does that mean creditors can garnish their Social Security? Can Social Security Disability Be Garnished? In short, no, most creditors cannot garnish your Social Security disability benefits. As with most rules like this, there are exceptions and caveats that need explanation. Here is what you need to know. Which Benefits Do Federal Law Protect? Rules set by the U.S. Department of Treasury require banks to automatically protect certain benefits from the government. But this only applies…
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6 Common Mistakes that Ruin a Disability Application

Applying for Social Security disability insurance (SSDI) is a long and complicated process that involves a lot of forms, a lot of medical records and patience. But if you make a mistake you could wind up waiting for months to get those errors fixed, or even worse, your application could be denied. So how can you prevent mistakes on your Social Security disability application? Learn what those common mistakes are. These 6 Common Mistakes Could Ruin a Disability Application Failing to Fill Out the Forms—The Social Security Administration (SSA) is going to send you a whole mess of forms to fill out. It’s up to you to make sure that every part of those forms are filled out correctly. Don’t forget, if a question doesn’t apply to you, put “not applicable” or “N/A” in the provided space. Writing Illegibly—If your case reviewer can’t read your answers, then they can’t really…
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