Social Security disability benefits are a safety net for the American worker who has spent at least five of the last ten years working and paying federal payroll taxes. These benefits are paid for by your hard work, and you cannot claim them unless you have worked, paid into the system, and can no longer work due to illness or injury. However, the process for collecting the benefits can be long and complex. So, it is important that you get the process started right. Things to Consider When Filing for Social Security Disability Make a Budget – If you have to file for SSDI, then you have probably lost your major source of income. Since it can take three to six months for the Social Security Administration (SSA) to get to your claim, you need to have a financial plan to last that long and beyond. Without a financial plan…
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