Monthly Archives: January 2018

What Do Retirement Advisors Need to Know About Disability Benefits?

Do you have a retirement advisor? If not, you might need to consider getting one. Having such a financial advisor could prove useful to you down the line, but there’s something you need to know about them. When it comes to counselling people with disabilities, advisors of this sort may be a bit out of their depth. Can Retirement Advisors Help When It Comes to Disability Benefits? A retirement advisor was trying to help his client apply for Medicare at the age of 65 when he made a startling discovery. His client should have been on Social Security Disability Insurance for years before this application. That’s because the client had experienced a severe car crash that left him paralyzed over most of his body. Neither the advisor, the person who was paralyzed, nor that victim’s family thought about applying for benefits until it was practically too late. Now, there’s a…
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Is the Disability Waitlist a Sign of Mismanagement?

When a disability claim is denied, the claimant eventually has the option to have their case reviewed by an administrative law judge (ALJ). However, getting such a hearing can take a long time. The most recent estimate for how long it takes to see an ALJ is 633 days, almost two years. What is the cause of this disability waitlist, and is there any way to fix it? Is Mismanagement a Reason the Disability Waitlist Is So Long? Judge Marilyn Zahm, the president of the Association of Administrative Law Judges, recently talked to The Atlanta Journal-Constitution(AJC) about the 1.1 million claimant long backlog. She points to a lack of leadership at the Social Security Administration, short staffs, and inefficient handling of cases as the culprits for the waitlist. As president of the nationwide body that many of our ALJ’s belong to, Zahm has suggested more efficient ways to handle “non-controversial”…
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